Check Guarantee

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Merchants that offer consumers the ability to pay by multiple payment sources, included traditional checks, have an advantage in expanding their customer base, increasing customer satisfaction, and increasing revenue.

Check Guarantee is a process that allows you to accept checks from your consumer while protecting yourself against fraud. Once you accept a check for payment, the cashier enters the check's information into your credit card terminal. The credit card terminal checks your customer's information to ensure that it does not match any information in a database of known bad check writers, locally and nationally. Within seconds, your sale is complete and your business is safe.

Database files of unpaid checks are updated continuously. However, if a check is authorized by our service but does not clear, we quickly purchase it for the full amount, up to the check limit, so you can increase sales without increasing your risks. The reimbursement process is simple and will improve your cash flow and reduce your administrative expenses.

Benefits of Check Guarantee

Streamlines check approval at the point-of-sale and helps prevent check losses before they occur.
Accommodates checks from anywhere in the U.S. or Canada.
Provides full purchase of returned checks
Eliminates the cost of collection on dishonored checks.
Available 24 hours a day, seven days a week.

Merchants' Choice Payment Solutions offers check guarantee to all types of industries and we can customize a solution for you.

Not only can MCPS provide you with payment solutions, but we also have unmatched service. Although we process merchant accounts nationally, you will have the feeling of localized, customized service to match your business needs. Unlike other payment processors, our customer service department is part of our company, on-site and working 24 hours a day, 7 days a week to ensure your payment processing runs smoothly during business hours. We have a team on hand to provide help at your most critical moments or when you just need to get a question answered. Merchants' Choice is here for you.

Merchants' Choice Payment Solutions makes adding payment processing options quick and easy. We also have a full line of terminals to support the payment options you need at the pricing you can afford.

When you need additional payment options, see our other products and services: